Private clients
Car insurance
Third-party liability, partial and comprehensive cover – matched to your vehicle and how you drive.
01 · Overview
What is it about?
Car insurance consists of compulsory motor third-party liability insurance and optional own-damage (casco) cover. Liability covers damage you cause to others – casco protects your own vehicle.
02 · Benefits
What is covered?
- 01
Third-party liability
Injury and damage to property that you cause to others with your vehicle.
- 02
Partial casco
Theft, glass breakage, natural hazards, fire, marten damage and collisions with animals.
- 03
Comprehensive casco
Damage to your own vehicle, even if you caused the accident yourself.
- 04
Additional cover
For example parking damage, breakdown assistance, passenger accident or gross negligence.
03 · Who it is for
Who is it useful for?
- All owners of a motor vehicle
- New and leased vehicles (comprehensive cover)
- Older vehicles, for which partial cover is often enough
Tips
Good to know
- As your car gets older, it is worth reviewing comprehensive cover regularly.
- Bonus protection stops your premium rising after a claim.
- Including gross negligence prevents benefits from being reduced.
04 · Process
How we support you
- 01
Assess your needs
We look at your situation and your existing cover.
- 02
Compare offers
We obtain suitable quotes and explain the differences to you.
- 03
Take out & support
We handle the paperwork and are there for you when you need to make a claim.