Private clients
Home contents insurance
Protection for your belongings against fire, water damage, theft and natural hazards.
01 · Overview
What is it about?
Home contents insurance protects everything you own in your home – from furniture and clothes to electronics. It pays out if your belongings are damaged or lost through fire, water, natural hazards or theft.
02 · Benefits
What is covered?
- 01
Fire & natural hazards
Fire, lightning, storms, hail, flooding and other natural events.
- 02
Water damage
Damage caused by water from pipes, rainwater or groundwater.
- 03
Theft
Burglary and robbery at home – on request also simple theft away from home.
- 04
Glass breakage
Optional for glass in furniture, ceramic hobs and washbasins.
03 · Who it is for
Who is it useful for?
- Tenants and homeowners
- Families and flat shares
- Anyone with valuables such as electronics or jewellery
Tips
Good to know
- If the sum insured is too low, you are underinsured – and benefits are reduced in the event of a claim.
- Adjust the sum insured after moving, getting married or making larger purchases.
- Home contents and personal liability insurance can often be combined at a lower price.
04 · Process
How we support you
- 01
Assess your needs
We look at your situation and your existing cover.
- 02
Compare offers
We obtain suitable quotes and explain the differences to you.
- 03
Take out & support
We handle the paperwork and are there for you when you need to make a claim.