Business clients
Daily sickness benefits insurance
Continued salary payments during illness – security for your company and your employees.
01 · Overview
What is it about?
If an employee falls ill, the employer must continue to pay their salary for a certain period. Daily sickness benefits insurance takes over these payments – and also protects your employees during longer illnesses.
02 · Benefits
What is covered?
- 01
Continued salary
Daily allowance if your employees are unable to work due to illness.
- 02
Waiting period
Freely selectable – a longer waiting period lowers the premium.
- 03
Relief
The employer is released from the statutory obligation to continue paying wages.
- 04
Maternity
Depending on the contract, a top-up to the statutory maternity allowance.
03 · Who it is for
Who is it useful for?
- Employers of any size
- Businesses whose collective labour agreement requires daily sickness benefits insurance
- Self-employed people who want to protect their own income
Tips
Good to know
- Without insurance, the employer pays the salary itself – from several weeks to several months, depending on length of service.
- The waiting period and benefit duration have a big impact on the premium.
- When leaving the company, employees usually have the right to transfer to individual insurance.
04 · Process
How we support you
- 01
Assess your needs
We look at your situation and your existing cover.
- 02
Compare offers
We obtain suitable quotes and explain the differences to you.
- 03
Take out & support
We handle the paperwork and are there for you when you need to make a claim.