Private clients
Personal liability insurance
When something happens in everyday life: cover for damage you cause to others.
01 · Overview
What is it about?
Accidents happen quickly in everyday life: a glass drops onto the parquet floor of your rented flat, or you collide with someone on your bike. Personal liability insurance covers damage you cause to others and fends off unjustified claims.
02 · Benefits
What is covered?
- 01
Personal injury
Injuries you cause to other people, including the resulting costs.
- 02
Property damage
Items belonging to others that are damaged or destroyed.
- 03
Tenant’s damage
Damage to your rented home beyond normal wear and tear.
- 04
Defence
Protection against unjustified claims – the insurer examines and rejects them.
03 · Who it is for
Who is it useful for?
- All private individuals, especially tenants
- Families with children
- Pet owners as well as cyclists and e-bike riders
Tips
Good to know
- Choose a sufficiently high sum insured – personal injury can be very expensive.
- Check whether occasionally driving other people’s cars is covered.
- If you often borrow or rent items, look out for this additional cover.
04 · Process
How we support you
- 01
Assess your needs
We look at your situation and your existing cover.
- 02
Compare offers
We obtain suitable quotes and explain the differences to you.
- 03
Take out & support
We handle the paperwork and are there for you when you need to make a claim.